In a world that moves at breakneck speed, having a place to call your own is no longer just a nice to have; it’s almost a must. Whether you’re stepping into your very first apartment, need more room for a growing family, or want to build something totally unique, a dependable home loan lays the groundwork. That’s exactly what the Today Finserv Home Loan is here for. We know buying a home isn’t just a transaction; it’s a dream you and your family have carried for years. Because of that, our team creates made-to-order loan packages that keep things affordable, straightforward, and surprisingly quick. With low interest rates, simple paperwork, and speedy approval, Today Finserv is all in when it comes to helping you unlock the door to your new life.
Why Choose Today Finserv Home Loan?
There are plenty of banks and lenders ready to hand you cash for a house, so why pick us? Because we mix cutting-edge tech with real human support, putting you front and center every step of the way.
Attractive Interest Rates
We start with eye-catching rates from just 8.50% per year, meaning your monthly payments won’t break the bank. Plus, you can choose between a steady fixed plan or a moving floating deal, depending on what fits your budget best.
Flexible Repayment Tenure
Pick a repayment stretch that fits your budget, anywhere from 5 years to 30 years. Go for the long term and your monthly payment shrinks; choose the short one and you clear the loan faster.
Loan Amounts up to ₹5 Crore
Whether you want a cozy apartment or a big villa, we can lend up to ₹5 crore depending on how much you qualify for and what the property is worth.
Minimal Documentation
Library-sized paperwork? Not here. Our quick online form and digital docs let you send everything with a few taps, saving you hours of running around.
Quick Loan Approval and Disbursal
With Today Finserv, long waits are history. Get a pre-approval within minutes and have the cash in your account no later than 72 hours after youve sent in all the papers.
Types of Home Loan Offered by Today Finserv
Since no two buyers are exactly alike, we offer multiple loan options so you can choose the one that helps you reach your housing goal.
Home Purchase Loan
Perfect for anyone buying a brand-new or resale home. This plan can cover up to 90 percent of the properties price, taking most of the burden off your shoulders.
Home Construction Loan
Building your own dream house? This loan pays for bricks, mortar, labor, and anything else you need, so you wont have to dip into savings on the side.
Home Renovation Loan
Give your house a fresh look or fix the things that bug you, all without draining your savings. This loan gives you the cash to upgrade your space and still keep your budget intact.
Plot + Construction Loan
Got your eye on a piece of land and want to build right away? With this single loan, you can pay for the plot and cover the building costs in one go.
Balance Transfer + Top-up Loan
If another bank or NBFC services your current home loan, move it to Today Finserv, lock in a lower rate, and grab a top-up for those extra expenses.
Eligibility Criteria
Whether youre salaried or self-employed, our calm, fair rules guide you through the application, so most people find they meet the requirements.
For Salaried Individuals:
- Age: 21 to 60 years
- Minimum Monthly Income: ₹25,000
- Job Stability: At least 1 year in the same role
For Self-Employed Professionals:
- Age: 25 to 65 years
- Minimum Annual Income: ₹3 lakh
- Business Continuity: running for at least 3 years
General Criteria:
- Must be an Indian resident
- Credit score of 700 or higher is preferred
- Valid KYC documents required
Documents Require
We keep paperwork light and simple:
- Identity Proof: PAN card, Aadhaar card, passport, or voter ID
- Address Proof: Recent utility bill, rent agreement, or Aadhaar
- Income Proof: Salary slips, Form 16, IT returns, or bank statements
- Property Documents: Sale agreement, title deed, and building plan approval
- Business Proof (for self-employed): GST, income tax returns, and balance sheet
All papers can be uploaded online through the Today Finserv website or mobile app.
How to Apply for a Today Finserv Home Loan?
Applying for a home loan has never been easier. Here’s a step-by-step guide:
- Visit our website at www.todayfinserv.com and go to the "Home Loan" section.
- Fill out the quick application form with personal, job, and money details-it takes only 5 to 10 minutes.
- Upload your KYC, income, and property docs in a secure online vault.
- Get Pre-Approved Hit the button and find out right away if you qualify for a loan-along with the amount-based on your credit score and basic details.
- Verification and Disbursal Once we check your docs and everything checks out, money reaches your account in as quick as three working days.
Benefits of Choosing Today Finserv
When you pick us for your home loan, you get these extra perks that make the process easier:
- Zero Hidden Charges
- Online EMI Calculator for Planning
- Customizable Repayment Options
- Home Loan Insurance Facility
- Doorstep Document Collection (available in select cities)
- Dedicated Relationship Manager
EMI Planning with Our Calculator
Before you sign, see how a loan fits into your monthly budget. Our no-cost Home Loan EMI Calculator on the website shows what your payments will look like.
Example Calculation:
- Loan Amount: ₹40,00,000
- Interest Rate: 8.5% p.a.
- Tenure: 20 years
- Monthly EMI: ₹34,678 (approx.)
Knowing this figure helps you balance your income and spending before you commit.
Secure Your Future with Today Finserv
Buying a home is a major milestone and with the right financing partner, it doesn t have to be stressful. Today Finserv Home Loan gives you the power to own your dream property with ease, security, and financial flexibility.
With customized solutions, digital convenience, and a commitment to customer satisfaction, Today Finserv is here to turn your homeownership dreams into a reality.
